2 of the best ways to get cheap pet insurance

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There are reliable ways to get cheap pet insurance without sacrificing care.

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Pet insurance, although not as well known as other traditional ones types of insurance, can be one of the most beneficial financial services on the market. For a monthly fee to an insurance provider, dog and cat owners can expect guaranteed medical coverage for their pets. And they know they will have the financial support to weather emergencies or illnesses.

The benefits of pet insurance are many and significant, with benefits for many types of pets races and pet age. But like all valuable financial services, it comes with a costs. Pet insurance isn’t typically considered expensive (cats and dogs typically cost less than $100 a month, depending on a few key factors).

However, there are reliable ways to get a cheaper pet insurance rate without sacrificing care.

If you are considering pet insurance, request a free online quote now so you know exactly what it would cost.

2 of the best ways to get cheap pet insurance

There are several ways to go cheap and discounted pet insurance. Here are two of the best:

Start as early as possible

One way that pet insurance and life insurance because people are similar? The longer you wait, the more expensive it gets. And if you wait until it’s too late, you risk losing coverage altogether. That’s why you should get pet insurance as soon as possible (the Benefits for new owners are numerous).

By applying early, when your dog or cat is young and healthy, you can apply for the lowest rates on the market. A young dog or cat is usually a safer dog or cat to insure. This security is reflected in lower costs that are passed on to you.

Another reason why it pays to get pet insurance as early as possible? preconditions.

Pet insurance is not human health insurance. Pet insurance providers can (and will) refuse your pet if they are struggling with pre-existing medical conditions.

“A pre-existing medical condition is any injury or illness that occurs or shows symptoms before coverage begins or during a waiting period,” animal insurer Spot explains on its website. “A condition is pre-existing whether or not it has been officially diagnosed or treated; all that matters is when it happened or when the symptoms first appeared.”

So if you wait to insure your pet later in life, you’re paying more for less coverage. But if you act soon, when your pet is healthy and medical conditions are minimal (if any), you will lock yourself in a cheap fare for a more robust coverage.

Here you can get a free pet insurance quote from Spot in 30 seconds.

Get advice from your veterinarian

Your veterinarian is probably the only person who is as familiar with your pet and their medical history as you are. So why not consult them when it comes to choosing a pet insurance plan?

Your vet can help you Create an insurance plan specific to the pet you have. You are already closely involved in your pet’s medical care and see similar problems every day. By consulting your vet, you can be more specific Personalize your pet insurance coverage only what you need now – or will need in the future. That way you don’t get stuck with a bill for coverage that you probably won’t use.

Vets also know which breeds are likely to suffer from hereditary diseases. Accordingly, they can predict with some certainty which health conditions are covered. For example, English bulldogs and similar “flat-faced” dog types are prone to suffer from Brachycephalic Airway Obstruction Syndrome (BAOS). Your vet already knows this. So talk to them before signing up with any provider. They can help you create a personalized plan – and get cheaper insurance in the process.

The final result

Pet insurance is usually not expensive. But that doesn’t mean you shouldn’t pay any amount either. By purchasing a plan early in your pet’s life — and consulting your veterinarian to create an inexpensive plan — you can apply for cheap but valuable pet insurance coverage.

Get a quote from pet insurer Lemonade here now, or start shopping from other top providers using the table below.

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